by Mortgage Innovations | Feb 17, 2022 | Loans
Fixed-rate loans A fixed-rate loan is one that maintains the same interest rate over a set period of time regardless of market fluctuations in interest rates. A fixed-rate home loan can offer stability for those conscious of a budget and who want to take a...
by Mortgage Innovations | Feb 11, 2022 | Home Loans
If you apply for a home loan, particularly if the loan is for more than 80 per cent of a property’s value, you’ll more than likely have to prove to lenders that you have a satisfactory amount of savings. This is to demonstrate your ability to funnel a portion of your...