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Loosening of credit policies to fuel Australian economy

To say applying for a home loan has been challenging is an understatement. Tight lending policies have long been an issue for the real estate and building sectors. For us, it has been challenging in the sense that applications have been more complex than ever, and lenders asking for additional information, closely analysing how much money you spend, and constantly shifting the goalposts.

Building vs Buying

There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices.
Lofty property prices – thanks to general scarcity of stock and buyers making the most of low interest rates – and a raft of compelling building and first home buyer incentives have turned the tide on the types of property people are buying in 2020.

Did you know we do car loans?

Some of you may not know, however we now also offer car loans to our customers! If you are looking to buy a new set of wheels for the business or yourself, please give us a call before you start searching the car yards. This week we managed to save one of our...

Refinancing… why?

As we all know you should not stick with the same lender for the term of your home loan. Policies change, circumstances change, cash rates change etc. Especially in this climate it is important for you to look at your current interest rate and see if you can do better.

Buying a home on Jobkeeper

So you’ve been saving up for your first home or 2020 was the year to upgrade your house, then a pandemic hits and you start receiving Jobkeeper payments. The good news is don’t fret… there’s definitely lenders out there who will accept Jobkeeper payments as income.

HomeBuilder Grant Explained

We have had a few customers call and enquire about the newly released Home Builders Grant and the Renovations Grant! Whatever your plans, some of our customers will certainly benefit from these grants, however there are some specific guidelines around who is eligible and what you can and cannot do. It is also important to note that these grants have not been finalised as yet by the QLD government, however it is likely the online application form for the grant will be available early August…

Loosening of credit policies to fuel Australian economy

To say applying for a home loan has been challenging is an understatement. Tight lending policies have long been an issue for the real estate and building sectors. For us, it has been challenging in the sense that applications have been more complex than ever, and lenders asking for additional information, closely analysing how much money you spend, and constantly shifting the goalposts.

Building vs Buying

There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices.
Lofty property prices – thanks to general scarcity of stock and buyers making the most of low interest rates – and a raft of compelling building and first home buyer incentives have turned the tide on the types of property people are buying in 2020.

Did you know we do car loans?

Some of you may not know, however we now also offer car loans to our customers! If you are looking to buy a new set of wheels for the business or yourself, please give us a call before you start searching the car yards. This week we managed to save one of our...

Refinancing… why?

As we all know you should not stick with the same lender for the term of your home loan. Policies change, circumstances change, cash rates change etc. Especially in this climate it is important for you to look at your current interest rate and see if you can do better.

Buying a home on Jobkeeper

So you’ve been saving up for your first home or 2020 was the year to upgrade your house, then a pandemic hits and you start receiving Jobkeeper payments. The good news is don’t fret… there’s definitely lenders out there who will accept Jobkeeper payments as income.

HomeBuilder Grant Explained

We have had a few customers call and enquire about the newly released Home Builders Grant and the Renovations Grant! Whatever your plans, some of our customers will certainly benefit from these grants, however there are some specific guidelines around who is eligible and what you can and cannot do. It is also important to note that these grants have not been finalised as yet by the QLD government, however it is likely the online application form for the grant will be available early August…

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. While all care and attention is taken in its preparation, any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.