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Get that
‘It’s approved!’
Feeling

With the right loan to suit you and
expert support to make it stress-free.

STATE WINNER

2023 Better Business Awards QLD Best Loan Administrator

STATE WINNER

2023 MFAA Excellence Awards QLD Best Loan Administrator

NATIONAL WINNER

2022 MFAA Excellence Awards AUS Best Regional Finance Broker

NATIONAL WINNER

2022 Australian Mortgage Awards Broker of the Year Regional

FREAKING OUT ABOUT FINANCE?

CALL OUR FINANCE BROKERS

If you’re like a lot of people, you’re not looking forward to finding the right loan. In fact, you can probably think of a lot of things you’d rather be doing.

It’s no wonder, because with all the choices out there, it’s almost impossible to figure out who has the best deal. It takes time to do your research, find the right loan and deal with the mountains of paperwork. Then there’s that tense feeling while you wait to see if your loan gets approved…

And after all that, if you choose the wrong kind of home, car or equipment loan, it costs you.

Or if your application doesn’t get approved, your credit rating takes a hit.
But imagine knowing you don’t have to worry about all that.

STRESS-FREE HOME LOANS

If you’re looking for a mortgage broker, we can help! With over 30 years of combined experience within our team and helping thousands of people just like you, we can help you find the right home loan. We offer home loans for first-time home buyers, self-employed, home loans for investing and home loan refinancing. With over 60 lenders on our panel we can take advantage of a range of exclusive discounts and offers to professionals. We’ll work with you to find the mortgage that’s right for you, whether it’s an owner-occupier or investment property.

Our goal is to make sure that your mortgage experience is painless. Our team will work closely with you until the day your loan is approved and closed. No matter your financial situation, we can help you. Read more

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200+  reviews

5-star google reviews from our happy clients

2800+ happy clientS

we've helped to buy a home, car or business equipment

multi-award winning

2022 BETTER BUSINESS NO.1 REGIONAL OFFICE QLD

elite status broker

so you get lower rates and faster approval timeS

How everyday Aussies can save on their mortgage

by Triple M - Interview to Jason Cuerel from Mortgage Innovations

Customer's hand with a car key

CAR & EQUIPMENT LOANS

 

Want to get a car or equipment loan? We can help. We work with you to make sure your loan is approved in as little as a day, with no hidden fees. Our knowledgeable mortgage broker Gold Coast team will guide you through the entire process, from finding the right loan for your needs to figuring out how much you can afford. We want to make sure you get the best rate possible, so we’ll work with you until we find one that works for your budget.

We’re here for you when it comes to finding the right financing solutions for your car or equipment and we’d love to help! Check your lending capacity. Read more

MORTGAGE BROKER SPECIALISTS

 

At Mortgage Innovations, we believe that finance brokers should be experts in their field and that you deserve nothing less. That’s why we only have the best mortgage brokers on the Gold Coast.

By partnering with Mortgage Innovations, you’ll receive expert advice tailored to your needs, so you can compare and save on your next mortgage or your current mortgage. Please reach out to us to speak to an expert.

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Consultant and customers shake hands

EXPERIENCED MORTGAGE ADVISORS

 

At Mortgage Innovations, our experienced Mortgage Advisors are here to help you navigate the sometimes-complicated world of mortgage brokers, home loans and investment property loans on the Gold Coast. Our goal is to help you find the best possible interest rate for your home loan or investment property loan.

We also offer a wide range of services for refinancing your current home loan or investment property loan if you’re looking for a way to save money on your monthly payments or make other changes to your financial situation. Read more

LOAN APPLICATIONS

STRESS-FREE HOME, CAR AND EQUIPMENT APPLICATIONS THAT SAVE YOU

Hi, we’re Mortgage Innovations. Thanks for stopping by.

We know you’re probably shopping around right now and wondering why you should speak to us. So we’ll keep it to the point to save you time. We:

  • Are a team with experience who care
  • Specialise in helping first home buyers and self-employed loans
  • Make the process easy and enjoyable
  • Will find you the right loan from lenders in our panel
  • Offer our service at no charge to you for home loan applications

We’ve built our business on referrals from happy clients and are proud of our track record of success helping people like you make their dreams come true.

HOW TO APPLY FOR A LOAN

HERE’S HOW WE MAKE GETTING YOUR HOME LOAN EASY

LOOKING FOR A LOAN?

Our step-by-step Loan process is designed to:

  • Find you the right home loan product to suit your needs
  • Save you time
  • Give you the best chance of approval
  • Make it easy for you
  • Support you throughout the process

LETS CHAT

Get your questions answered with a short free consultation call with one of our friendly team. We won’t waste your time and will let you know if we can help. Click here to book your free consultation and we’ll be in touch.

MEET AT OUR OFFICE OR VIA VIDEO CALL

To save you time, we’ll do some research on which lenders and loans might suit your needs before we catch up. Then we’ll talk in more detail about your circumstances and goals so we can find you the right loan.

WE’LL FIND YOU THE RIGHT LOAN

This is where our home loan brokers get to work finding you the right loan product in the market from lenders in our panel.

CONFIRM

You’ll get all the details on the loan(s) we’ve selected for you so you can make an informed decision. Our team is available every step of the way to answer your questions.

APPLICATION

Once your application is submitted, our Elite Broker status gives you a faster turnaround time. We’ll update you on the progress of your application and let you know as soon as it’s been approved.

LOAN DOCUMENTS

Once your loan is approved, we’ll go over the loan documentation with you. This includes assisting with having documents witnessed in our office to save you time finding a JP.

SETTLEMENT

To make the settlement process seamless, we’ll liaise with the bank and your solicitor on your behalf.

The first step in finding your finance is a chat with one of our friendly team. We won’t waste your time and will let you know if you’re eligible for a loan:

FREQUENTLY ASKED QUESTIONS

What is a mortgage broker?

A mortgage broker is a person, business or organization that acts as an intermediary between a borrower and a lender. The broker helps you find the best loan for your needs and negotiates with the lender on your behalf. While brokers are not licensed by the Australian Securities and Investment Commission (ASIC), they must comply with certain regulations set by ASIC.

How long does it take for a home loan to get approved?

The length of time it takes for your home loan to be approved depends on how quickly you complete your paperwork, how quickly the lender approves it and how quickly the bank approves the application. Typically, a home loan application will take between 2-3 weeks to process.

What supporting paperwork do I need for my applications?

The supporting paperwork you will need for your applications depends on the type of application you are making. You may need to supply bank statements, payslips and identification such as a driving licence or passport.

How do I get started?

To get started, all you need to do is book a free consultation. We’ll be happy to discuss your loan and mortgage options with you, and help you find the best solution for your needs.

WHO ARE WE?

In short, we’re a team of Gold Coast mortgage, car and asset finance brokers who care about making your dreams a reality. As a local family-owned business, we take the time to answer your questions, explain how everything works and find the right loan to suit your needs.

We Compare. You Save.

Know that you’re getting the right deal and loan to suit you from our range of over 60 lenders and 1000 loan products:

Find out what your numbers are

Work out how much you can borrow, what your repayments will be and plan how much you could save with our free calculators (or you can request a free consultation to get your questions answered). 

MORTGAGE INNOVATIONS

We’re a family-owned business with over 30+ years experience and more than $500M of approved loans for our clients. By taking time to understand your requirements, we help make your dreams come true with caring, professional service. This includes strategies to find the right loan for you.

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IMPORTANT LEGAL STUFF:

This content is for general information and doesn't account for your specific needs or financial situation. Consider its suitability and review your finances before making decisions. It is not legal or financial advice, consult a professional about your situation. All loans are subject to lender requirements and approval. Fees, terms & conditions apply.