Helping you find the right deal
for you… EVERY TIME

Finance and Mortgage Brokers

At Mortgage Innovations, we understand that taking out a mortgage is a big decision. That’s why our team of experienced mortgage brokers are here to help you every step of the way. We offer a range of services, from home loan pre-approvals to refinancing, and we pride ourselves on providing expert advice that is tailored to your individual needs.

Whether you’re a first home buyer or an experienced investor, we can help you find the right loan for your situation. We also offer a free consultation so that you can get an idea of what we can do for you. So if you’re looking for professional mortgage broker services on the Gold Coast, contact Mortgage Innovations today.

A First Time Buyers With Broker

Compare and save on your mortgage


A mortgage is a huge financial commitment, so it’s important to make sure you’re getting the best deal possible. There are a lot of different lenders out there, each with their own products and interest rates. It can be difficult to compare all of the options and find the right one for you. That’s where Mortgage Innovations comes in.

We’re a Gold Coast-based mortgage broker with years of experience helping people find the right home loan. We’ll compare all of the available options and help you choose the one that best suits your needs. We’ll also negotiate with lenders on your behalf to get you the best possible interest rate.

First Home Buyers

At Mortgage Innovations, we understand the unique needs and challenges that first home buyers face when purchasing a property. As experts in the field of mortgages and home financing, we are dedicated to helping these buyers find the best possible loan products to fit their situation.

Whether you’re looking for a conventional mortgage or an alternative option, we have the knowledge and experience to help guide you through each step of your application process. And with our extensive network of lenders and brokers on the Gold Coast, we can help you find the best financing deal for your budget and needs. Read more

Home Loan Refinancing


Are you burdened by a high-interest mortgage? Are you struggling to make ends meet each month? If so, you’re not alone. Millions of homeowners are currently facing the same challenges. Thankfully, there’s a solution.

Mortgage Innovations on the Gold Coast offers refinancing solutions that can help to lower your monthly payments and save you money in the long run. We work with a variety of lenders to find the best rates and terms for our clients. We also offer a wide range of flexible repayment options to suit your individual needs. Read more

Home Upgrade/Renovation Loans


At Mortgage Innovations on the Gold Coast, we understand the importance of upgrading your home and finding the right financing solution to make that dream a reality. Whether you’re looking to renovate your existing home or purchase a new property, our team is here to help every step of the way.

We offer a wide range of upgrade options, including funding for home renovations, luxury home additions and building construction projects. Our experienced mortgage brokers will work with you to understand your goals and needs and recommend customised solutions that meet your individual budget and timeline.

before and after home renovations from home upgrade loan
young couple discussing investment with mortgage broker

SMSF loans


In recent years, there has been a growing demand for innovative mortgage products on the Gold Coast. With more and more people looking to invest in properties with their self-managed superannuation funds (SMSFs), it is crucial to have access to funding options that can help make these purchases possible.

Luckily, there are now a number of innovative mortgage solutions available on the Gold Coast, such as SMSF loans that can provide the necessary funding for these investment properties. These loans are designed specifically for individuals and couples who are seeking to use their SMSFs to purchase real estate in order to achieve their retirement goals. With the right tools and resources, investing in property with an SMSF can be an incredibly effective way to build wealth over time.

Commercial and industrial solutions

At Mortgage Innovations, we understand that every business is different. That’s why we offer a range of commercial and industrial mortgage broker services on the Gold Coast, tailored to suit your specific needs. Whether you’re looking to purchase a new property, refinance an existing loan or consolidate your debts, we can help.

We have a team of experienced and qualified brokers who will work with you to find the right loan for your business. We understand the ins and outs of the commercial and industrial property market on the Gold Coast, and we’ll make sure you get the best possible deal on your loan. Contact us today to discuss your options.

A Commercial And Industrial Mortgage Broker

Streamline the Loan Application Process

At Mortgage Innovations, we understand that applying for a loan can be a complex and daunting process. We are here to take the complexity out of the process and make it as straightforward and stress-free as possible. We have a team of experienced and knowledgeable loan consultants who will work with you to find the right loan for your needs.

We offer a range of home loan products from a variety of lenders, so you can be sure you’ll find the right loan for you. Contact us today to chat with one of our loan consultants and see how we can help you.


Frequently Asked Questions

Why do I need a mortgage broker?

We know you don’t want to spend time comparing mortgage products. Instead, why not leave your mortgage to the experts, who already know what loans are available and what’s right for your needs? Once you choose a loan, your broker will do their best to make everything happens on time and you’re kept updated each step of the way.

Can't I just go through the bank directly to secure a loan?

You definitely can, but there are many benefits to choosing a broker over going to a lender yourself. Mortgage brokers, like our professional team at Mortgage Innovations, have access to a range of lenders, so you’ll have a few options to consider. We work hard to find the best policies for you, saving you the time, hassle and stress of searching around yourself.

What costs are involved in securing a mortgage?

At Mortgage Innovations Gold Coast, we offer a free consultation to give you a picture of what we can do for you. You’ll probably need to pay lender and government fees as you arrange and settle your mortgage. These might include stamp duty, land transfer registration, and discharge registration, and you’ll also need to allow for council rates, conveyancing, and body corporate costs. You might need to pay a loan application fee or a charge imposed by your lender, but as your trusted broker we’ll work to keep these costs down. If you’re refinancing your property, there’s no need for a conveyancer, stamp duty or land transfer registration, so costs will be lower.

What can I expect when I meet with your team?

When you book Mortgage Innovations for a free consultation, we’ll take the time to get to know you and your financial situation so that we’re able to recommend the best loan. We might ask questions about your income, expenses, debts and assets, and we’ll use this information to identify the right solution and strategy for your needs. We’ll advise you when we’ve found a suitable lender, and will explain why we think they’re the best option for you. And if you want to consider several options, that’s no problem – comparison and finding the best outcome are at the heart of what we do.

Do I need to accept the first offer you present to me?

Not at all. You’re under no obligation to take the first option that comes your way and are most welcome to shop around and compare before you make your final decision. We understand that choosing a lender can be stressful, and that’s why our friendly, expert Gold Coast brokers are on hand to advise you on the loans and lenders available and to present the best deals for you and your circumstances.

How do I actually apply for a loan?

The application part is easy. To start with, get in touch with our team at Mortgage Innovations Gold Coast. We’ll chat with you to understand what you need and want, and once we’re agreed on the way forward we’ll ask you to submit particular documentation to complete and secure the loan. We’ll meet with you to talk about your options before applying for the loan on your behalf.

How can I improve my chances of getting a loan approved?

There are several things you can do to improve your chances of getting your loan approved:

  • Save regularly: The size of your deposit is one of the key deciding factors in whether your home loan will be approved. The larger deposit you have, the less you’ll need to borrow. Many lenders require a 20% deposit, which shows you’re committed to saving.
  • Manage spending: A lender will assess your bank statements to see how you spend. If they see overdrafts and after-pay services, this won’t look good. That’s why showing good spending habits, especially as you lead up to applying for a home loan, is a good idea.
  • Maintain a good credit score: Your broker or lender will need a credit check to identify any red flags, such as debts or bad spending habits. If you have a higher credit score, you’ll have a better chance of being approved for a loan. You can do this by making sure you pay bills on time and don’t defer payments.
  • Clear your debts: Before applying for your loan, make sure you clear any unnecessary debts or credit. This might include credit card debt, car or personal loans, and subscriptions.
  • Use a guarantor: A guarantor, usually a family member or friend, will put their house up to help secure a loan. They’re especially useful if you don’t have the 20% deposit on hand.
  • Choose the best lender: With so many lenders and loans to choose from, it’s hard to know which way to go. That’s why a great mortgage broker, like our Mortgage Innovations team, will help you identify the best loan for you and your situation.
  • Click here for more practical tips on how to improve your credit score

Find out what your numbers are

Work out how much you can borrow, what your repayments will be and plan how much you could save with our free calculators (or you can request a free consultation to get your questions answered). 


We’re a family-owned business with around 8 staff, 15+ years experience and more than $500M of approved loans. By taking time to understand your requirements, we help make your dreams come true with caring, professional service.

Our team of specialists including Gold Coast Finance Brokers, Medical Mortgage Brokers, Varsity Lakes Mortgage Brokers, Gold Coast Mortgage Brokers and Southport Mortgage Brokers  will find the right loan for you.


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This page provides generic information only; it was created without considering your individual goals, requirements, or financial condition. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to assess your entire financial status. It is not intended to be legal, tax, or financial advice, and you should always obtain a professional's opinion regarding your particular situation. All loan products are subject to lender requirements and approval. Fees, terms and conditions apply.

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