by Mortgage Innovations | Mar 6, 2024 | Home Loans, Loans
The thrill of starting from scratch and creating your dream home (or business) is unmatched. But before the bricks are laid and the paint is chosen, securing the right financing is essential. This is where construction loans come in, playing a crucial role in turning...
by Mortgage Innovations | Mar 6, 2024 | First Home Buyer Loans, Home Loans
As a mortgage broker, we see many first-time homebuyers face the hurdle of saving a sizable deposit. While a 20% deposit is often seen as the golden standard, it can feel like a distant goal, especially in today’s market. But what if we told you there’s a...
by Mortgage Innovations | Feb 14, 2024 | Financial Advice, First Home Buyer Loans, Home Loans
Data from CoreLogic revealed that 28.9% of owner occupier finance housing commitments are taken by first home buyers. Buying your first home is a massive milestone, filled with both excitement and trepidation. While securing the best loan and navigating the legalities...
by Mortgage Innovations | Nov 14, 2023 | Financial Advice, Home Loans, Industry Updates, Interest Rates
In a significant move, the Reserve Bank of Australia (RBA) has announced an increase in the nation’s cash rate by 25 basis points, bringing it to 4.35%. This first increase since June is set to impact many, particularly homeowners with variable rates or those with...
by Mortgage Innovations | Oct 11, 2023 | Financial Advice, Home Loans, Interest Rates
When it comes to managing your finances, preparation is the key. And if you’ve locked into a fixed-rate home loan, there’s an all-important date looming on the horizon – the expiry of your fixed rate. What happens next? Often, homeowners are caught...
by Mortgage Innovations | Oct 11, 2023 | Home Loans, Interest Rates, Refinancing
We are thrilled to share an inspiring success story from the world of finance that’s bound to make you believe in the benefits of making informed choices. Recently, a lovely couple approached us, eager to refinance their home loan. They were tied down to a...
