by Mortgage Innovations | Feb 14, 2024 | Financial Advice, First Home Buyer Loans, Home Loans
Data from CoreLogic revealed that 28.9% of owner occupier finance housing commitments are taken by first home buyers. Buying your first home is a massive milestone, filled with both excitement and trepidation. While securing the best loan and navigating the legalities...
by Mortgage Innovations | Feb 14, 2024 | Financial Advice, Refinancing, Self Employed Home Loans
As mortgage brokers, we’ve encountered countless situations, but few compare to the unique challenges faced by self-employed individuals. Loan applications often hit roadblocks with traditional lenders due to unconventional income verification requirements....
by Mortgage Innovations | Jan 17, 2024 | Financial Advice
We can hear the school bells ringing from here… As mortgage brokers, we help families build their dream homes, but this time of year, our expertise shifts to building back-to-school dreams. Yes, the textbook lists arrive, shoe sizes change overnight, and backpacks...
by Mortgage Innovations | Jan 17, 2024 | Financial Advice, Industry Updates
Buckle up, because the 2024 mortgage market promises to be a thrilling ride. With interest rate predictions swinging from exhilarating “cuts on the horizon!” to stomach-churning “rates might stay put!”, it’s enough to leave anyone feeling...
by Mortgage Innovations | Nov 14, 2023 | Financial Advice, Home Loans, Industry Updates, Interest Rates
In a significant move, the Reserve Bank of Australia (RBA) has announced an increase in the nation’s cash rate by 25 basis points, bringing it to 4.35%. This first increase since June is set to impact many, particularly homeowners with variable rates or those with...
by Mortgage Innovations | Oct 11, 2023 | Financial Advice, Home Loans, Interest Rates
When it comes to managing your finances, preparation is the key. And if you’ve locked into a fixed-rate home loan, there’s an all-important date looming on the horizon – the expiry of your fixed rate. What happens next? Often, homeowners are caught...