When it comes to managing your finances, preparation is the key. And if you’ve locked into a fixed-rate home loan, there’s an all-important date looming on the horizon – the expiry of your fixed rate. What happens next? Often, homeowners are caught off guard by significant increases in their mortgage repayments. This is where the importance of tools like our home loan calculators come into play.

The housing market is dynamic, with fluctuating interest rates that can impact your monthly outlays. If your fixed rate is about to expire, you’re potentially moving into an adjustable rate that could see your monthly repayments rise. But how do you get a handle on what that could mean for your budget?

By leveraging this tool, you can get a forecast of your potential repayment amounts under different interest rates. This not only offers you a crystal-clear picture of what lies ahead but also presents an opportunity for a pivotal financial move – to refinance or not.

Our home loan comparison tool elevates your preparedness even further. Why settle for the first post-fixed rate your current lender offers when there might be a better deal out there? 

Here, our refinance home loan calculator proves invaluable. It allows you to compare your current loan against others in the market, giving you the insights to make an informed decision.

So, as the expiry of your fixed rate approaches, don’t be passive. Equip yourself with our suite of home loan calculators to navigate the terrain with confidence. We highly recommend using our loan comparison calculator and invite you to get in touch.

We would love to discuss what opportunities are available for your mortgage, in which we can source from over 60 lenders. Because in the world of home loans, knowledge truly is power.

Click here to explore our calculators and make your appointment today!


We’re a family-owned business with around 8 staff, 15+ years experience and more than $500M of approved loans. By taking time to understand your requirements, we help make your dreams come true with caring, professional service.

Our team of specialists including Gold Coast Finance Brokers, Medical Mortgage Brokers, Varsity Lakes Mortgage Brokers, Gold Coast Mortgage Brokers and Southport Mortgage Brokers  will find the right loan for you.


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This page provides generic information only; it was created without considering your individual goals, requirements, or financial condition. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to assess your entire financial status. It is not intended to be legal, tax, or financial advice, and you should always obtain a professional's opinion regarding your particular situation. All loan products are subject to lender requirements and approval. Fees, terms and conditions apply.

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