by Mortgage Innovations | Jan 27, 2023 | Financial Advice, Home Loans, Interest Rates, Refinancing
If you’re on a variable-rate home loan or your fixed rate is set to expire, it is a good idea to check out your options for refinancing. We can help you every step of the way to make sure you end up on the right competitive loan. Here are 3 steps when refinancing with...
by Mortgage Innovations | Dec 23, 2022 | Financial Advice
With the festive season among us, generous gift-giving and indulging can begin! But with that, comes overspending and overindulging which can lead to a substantial financial setback and debt on the New Year if not monitored. Christmas should be carefree while kicking...
by Mortgage Innovations | Nov 24, 2022 | Financial Advice
With current and future interest rates on the rise, it could pay to mind your money this festive season. Making minor adjustments to everyday spending will help with the overall strain over the holiday period. Here are our top 10 tips to mind your money this...
by Mortgage Innovations | Nov 23, 2021 | Financial Advice, Home Loans
The use of buy-now-pay-later services has surged in recent years, more than doubling between 2018 and 2021, according to Roy Morgan. Meanwhile, credit cards are also used by a lot of Australians. While both buy-now-pay-later services (BNPL) and credit cards have pros...
by Mortgage Innovations | Oct 28, 2021 | Financial Advice, Housing Market
Do you want to: Experience the thrill of buying your very first home? Buy your next home and have a fresh start in 2022? Invest in property for the first time or expand your current portfolio? Renovate your home or investment property with the aim to drive up its...
by Mortgage Innovations | Oct 28, 2021 | Financial Advice, Home Loans, Industry Updates
Australia’s banking regulator, APRA, has introduced new lending rules that will reduce the maximum amount some people can borrow. When you apply for a mortgage, lenders are required to assess your ability to repay the loan not on the actual interest rate, but on the...