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As we all know you should not stick with the same lender for the term of your home loan. Policies change, circumstances change, cash rates change etc. Especially in this climate it is important for you to look at your current interest rate and see if you can do better. The cuts to the cash rate in March to 25 basis points have had positive impacts in the home loan space. If your home loan rate does not start with a 2 you should reach out to us to see what we can do for you to save you some money during these crazy and uncertain times. Better the money in your pocket! We currently have access to a lender offering 1.99% fixed 3 years (comparison rate 3.99%)**. Personally, I have not seen rates this low in my entire career of mortgage broking… and I have been in it for a while! For example, lowering your interest rate by a mere 0.5% could save you $2,250 per year (based on $450,000 lending). To find out more give us a call and let’s see if we can save you some money!

** Comparison rate is calculated on a $150,000 secured loan, over a 25-year term.

WARNING: Comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed or guaranteed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed or guaranteed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

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This page provides generic information only; it was created without considering your individual goals, requirements, or financial condition. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to assess your entire financial status. It is not intended to be legal, tax, or financial advice, and you should always obtain a professional's opinion regarding your particular situation. All loan products are subject to lender requirements and approval. Fees, terms and conditions apply.